Remember, one of the goals of YNAB is that every dollar that comes into your life gets assigned a job. I'm going to put $1,000 in my savings goal budget account (and the notice shows up that I'm on track to reach my target) and $500 wherever else I want (groceries in this example). What we do next is budget the $1,500 each month into the appropriate categories. That should be $1,000 every month for 12 months. In my example in the video, I set the goal for a year from January. Next, we go into the budget and create a savings goal for the house down payment. I go into January, February and March and record paychecks in the amount of $1,500 each. In my example (which you can see if you watch the YouTube video above), I've set up a demo budget in YNAB with a brand new checking & savings account. Savings goals are a great way for you to get where you need to be, but when you start moving money between accounts, it can mess things up. I'd like to move that money to my savings account, but when I do that it messes up my totals and the accounting on my running total for that goal. I have the goal set for $12,000 in 12 months. I have a savings goal setup to save a down payment for a house. It says, "I've been using YNAB for two months. Those of you who know me know I live and die (financially) by the software " You Need A Budget (YNAB)." I often get hit up with questions about how to do this and how to do that so I started a series of YouTube videos to walk through different common questions I get asked.
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